Terms and Conditions

Effective date: September 14, 2026 Last updated: September 14, 2026

1. Introduction and acceptance

These Terms and Conditions (the "Terms") govern your access to and use of the website located at https://influglow.com (the "Site") and the purchase and use of the digital course and related materials offered through it (the "Services").

The Services are provided by mDev Mikołaj Sobieszczański, a sole proprietorship registered in Poland, with its registered address at Pl. Solny 14 lok. 3, 50-062 Wrocław, Poland ("influglow," "we," "us," or "our").

By creating an account, placing an order, or accessing any part of the Services, you agree to be bound by these Terms. If you do not agree to these Terms, you must not create an account, place an order, or use the Services.

Our processing of personal data is described separately in our Privacy Policy, which forms part of your agreement with us.

2. Definitions

"Account" means the user account created through our authentication provider that enables you to access the Services.

"Access Period" means the period of twelve consecutive months during which you are entitled to access the Course Materials, calculated in accordance with Section 10.

"Course Materials" means the audio lessons, The Money Map, The AI Toolkit, and any accompanying written materials made available to you through the Services.

"Consumer" means a natural person acting for purposes wholly or mainly outside that person's trade, business, craft, or profession.

"Installment Plan" means the payment option described in Section 9.2.

"Order" means your request to purchase access to the Services.

3. Eligibility

You may purchase and use the Services only if you:

• are at least 18 years of age;
• have the legal capacity to enter into a binding contract;
• are purchasing as a Consumer for your own personal use; and
• are located in a country from which payment can be completed through our payment processor and to which we are lawfully able to supply the Services.

The Services are offered to individual Consumers only. We do not offer business-to-business sales, we do not issue value added tax invoices to business purchasers, and we do not accept orders placed on behalf of a company, partnership, or other organization. If you purchase in a professional capacity notwithstanding this provision, the consumer-specific rights described in Sections 12, 14, and 28 do not apply to you.

You may not purchase or use the Services if you are located in, or are a resident of, a jurisdiction subject to sanctions or trade restrictions that would prohibit the supply of the Services to you.

4. The Services

4.1 What is included

A single purchase grants one individual access to all of the following for the duration of the Access Period:

• the main course, consisting of thirty-nine audio lessons together with any accompanying written materials;
• The Money Map, a comparison guide covering monetization platforms; and
• The AI Toolkit, a comparison guide covering artificial intelligence tools.

The Money Map and The AI Toolkit are included in the purchase price and are not sold separately. They are made available for the same Access Period as the main course and cease to be accessible when that period ends.

4.2 Method of delivery

The Course Materials are provided by streaming and online access only. Audio lessons are delivered to your browser through temporary access links generated at the time of playback. No part of the Course Materials is made available for download, offline storage, or permanent retention. You should not purchase the Services if you require downloadable files.

Access to the Course Materials requires a functioning internet connection, a current version of a mainstream web browser, and a device capable of audio playback. You are responsible for obtaining and maintaining these at your own cost.

4.3 Nature of the Services

The Services consist of self-paced educational materials. They do not include live sessions, group calls, cohort-based instruction, coaching, mentoring, feedback on your work, review of your content, or any individualized guidance of any kind. Nothing in the Services constitutes a service performed personally for you.

5. Accounts

5.1 Registration

To access the Services you must create an Account. Account creation and authentication are operated on our behalf by Clerk, Inc. You may register using an email address and password, or by using a Google, Facebook, or TikTok account.

You must provide accurate and complete information when registering and must keep that information up to date. You may hold only one Account.

5.2 Account security

You are responsible for maintaining the confidentiality of your Account credentials and for all activity that occurs under your Account. You must notify us immediately at hello@influglow.com if you become aware of any unauthorized use of your Account.

5.3 One person, one Account

Your Account is personal to you. You must not share your credentials with any other person, permit any other person to access the Course Materials through your Account, or transfer, sell, lend, or assign your Account to any other person. Section 15.2 sets out the consequences of breach of this provision.

6. Orders and formation of contract

The presentation of the Services on the Site constitutes an invitation to treat and not a binding offer.

Your Order constitutes an offer to purchase access to the Services on these Terms. The contract between you and us is formed at the moment your payment is successfully authorized by our payment processor and access to the Services is granted to your Account. We will confirm the contract by email.

We reserve the right to decline any Order, including where we reasonably suspect fraud, where you have previously breached these Terms, where a chargeback has previously been raised against us in connection with your Account, or where supply would be unlawful. If we decline an Order after payment has been taken, we will refund the full amount paid.

Before completing your Order you will have the opportunity to review and correct the details you have entered.

7. Prices, currency, and taxes

7.1 Prices

The current prices are:

Prices are quoted in United States dollars on the Site. All prices are inclusive of any value added tax, goods and services tax, sales tax, or equivalent consumption tax applicable in your country of residence. The rate applied is determined by your location as established by our payment processor in accordance with applicable tax rules.

7.2 Currency

Prices are displayed on the Site in United States dollars. At checkout, our payment processor may present the price converted into the local currency associated with your location or payment method. Where conversion is offered, the exchange rate is determined by our payment processor at the time of the transaction, and the converted amount is displayed to you before you confirm payment. You may also choose to pay in United States dollars regardless of your location.

Your bank or card issuer may apply its own exchange rate, cross-border fee, or foreign transaction fee to the payment. Those charges are levied by your bank and not by us, we do not receive them, and we have no control over them.

7.3 Price changes

We may change our prices at any time. A change of price does not affect an Order already placed, and does not affect the amount of any remaining installment under an Installment Plan already in effect. Prices applicable to renewal are those in force at the time of renewal.

8. Payment processing

All payments are processed by Stripe, Inc. or Stripe Payments Europe, Limited, depending on your location ("Stripe"), through Stripe Checkout. We do not receive, process, or store your full payment card number, card expiry date, or card security code at any time.

Payments to us will appear on your card or bank statement as INFLUGLOW.COM.

By placing an Order you agree to the applicable Stripe terms of service and authorize Stripe to charge your chosen payment method for the amounts described in Section 7.

9. Payment options

9.1 One-time payment

If you select the one-time payment option, the full amount of USD 147.00 is charged at the time of purchase. Access to the Services is granted immediately upon successful payment and continues for the full Access Period.

9.2 Installment Plan

If you select the Installment Plan, you authorize three separate charges of USD 49.00 each. The first is taken at the time of purchase and the second and third are taken automatically at monthly intervals thereafter.

No additional cost. The total amount payable under the Installment Plan is USD 147.00, which is the same as the one-time price. We charge no interest, no administration fee, no arrangement fee, and no late payment fee, and the Installment Plan costs you nothing more than paying in full at the outset. The Installment Plan is offered as a convenience and does not constitute a loan, a line of credit, or a credit agreement, and no charge of any kind is made for the deferral of payment.

Your bank or card issuer may apply its own charges to each individual payment, as described in Section 7.2. Those charges are levied by your bank, not by us.

Access during the Installment Plan. Access to the full Course Materials is granted immediately upon the first successful payment. Access is not released in stages.

Continuation of access. Your continued access during the Access Period is conditional on each scheduled payment being taken successfully. Where a payment fails, access is administered in accordance with Section 9.3.

No early settlement. The Installment Plan does not permit early settlement of the outstanding installments as a single payment. The scheduled payments are taken on their scheduled dates.

Cardholder responsibility. You must ensure that the payment method you provide remains valid and adequately funded for the duration of the Installment Plan, and that you update your payment details promptly if they change.

9.3 Failed payments under the Installment Plan

If a scheduled payment fails, our payment processor will attempt to take the payment again. Up to seven attempts will be made over a period of approximately seven days. We will notify you by email that a payment has failed.

If all attempts are unsuccessful, the Installment Plan and the contract between us terminate automatically at the end of that period. Your access to the Course Materials ends at the same time. The remaining installments cease to be payable and we will not pursue you for them. Payments already taken are not refunded, as they relate to the period during which access was provided.

Your Account is not deleted on termination under this provision. You may purchase access again at the prices then in force.

9.4 Chargebacks

If you dispute a payment with your bank or card issuer rather than contacting us first, we reserve the right to suspend or terminate your Account and your access to the Services immediately and to decline any future Order from you.

If you believe a payment has been taken in error, or if you have any concern about a charge, contact us at hello@influglow.com before initiating a dispute with your bank. Where a chargeback is raised in circumstances where you were not entitled to a refund under these Terms, we reserve the right to recover the amount of the chargeback together with any associated fees charged to us.

10. Access Period and renewal

10.1 Duration

Your Access Period is twelve consecutive months. It begins on the date of your first successful payment, whether under the one-time payment option or the Installment Plan, and ends at 23:59 UTC on the day preceding the corresponding date twelve months later.

10.2 Expiry

At the end of the Access Period your access to the Course Materials ends automatically. No notice is required and no further action is taken by us. Access does not renew automatically and no recurring charge is taken. The Access Period is not extended by any period during which you did not use the Services.

10.3 Renewal

You may purchase a further Access Period at any time on the same basis as a new customer, at the prices and on the terms then in force, by placing a new Order. We do not guarantee that the Services, or any particular part of the Course Materials, will remain available for purchase.

10.4 Your Account after expiry

Expiry of the Access Period ends your access to the Course Materials. It does not by itself close your Account. Your Account remains open until you request its deletion in accordance with our Privacy Policy, which allows you to purchase a further Access Period without registering again.

11. Delivery

Access to the Services is granted immediately upon successful payment, or as soon as reasonably practicable thereafter. Delivery is effected by enabling access through your Account.

If access is not enabled within a reasonable period following successful payment, contact us at hello@influglow.com and we will resolve the issue or, where we are unable to do so, refund you in full.

12. Right of withdrawal and its loss

This Section applies to Consumers resident in the European Union, the European Economic Area, and the United Kingdom. It affects your legal rights and you should read it carefully.

12.1 The statutory right

As a Consumer purchasing digital content online, you would ordinarily have the right to withdraw from this contract within fourteen days without giving any reason, under Directive 2011/83/EU as implemented in your country, or under the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013 in the United Kingdom.

12.2 How that right is lost

The law provides that this right is lost in respect of digital content not supplied on a tangible medium where the supply has begun with your prior express consent and your acknowledgment that you thereby lose your right of withdrawal.

Because access to the Course Materials is granted immediately upon payment, we ask you to give that consent and that acknowledgment before your payment is taken. At checkout, before you are directed to the payment page, you are asked to confirm the following separately and by affirmative action:

I request that influglow begin supplying the Course Materials immediately, before the end of the fourteen day withdrawal period. I acknowledge that once supply has begun I will lose my right to withdraw from this contract.

We record the date and time at which you give this confirmation and we repeat it in the confirmation email we send you after purchase.

If you give this confirmation, you will not be able to withdraw from the contract once access has been granted. If you do not give this confirmation, we are unable to grant you immediate access, and your access will be enabled only after the fourteen day period has ended.

12.3 If you have not lost the right

If you have not given the confirmation described in Section 12.2, or if access has not been granted to you, you may withdraw from the contract within fourteen days of the day on which the contract was concluded. To do so, inform us of your decision by an unequivocal statement sent to hello@influglow.com. You may use the model withdrawal form set out in the Annex to these Terms, but you are not obliged to do so.

Where you withdraw, we will reimburse all payments received from you without undue delay and in any event within fourteen days of the day on which we are informed of your decision. We will use the same means of payment as you used for the initial transaction, and you will not incur any fees as a result of the reimbursement.

12.4 What this Section does not affect

Nothing in this Section affects your rights where the Services are defective or otherwise not as described. Those rights are set out in Section 14 and are not capable of being waived.

13. Refunds

We do not offer a voluntary money-back guarantee, a trial period, or refunds on request.

Because access to the Course Materials is granted in full and immediately upon payment, and because you are asked to acknowledge the loss of your withdrawal right before payment is taken, purchases are final. We do not refund purchases on grounds of change of mind, lack of time, dissatisfaction with the pace or depth of the material, failure to achieve any particular outcome, or a decision not to use the Services after purchase.

Refunds are available only in the following circumstances:

• Defective or non-conforming Services. Where the Services are defective, incomplete, inaccessible, or otherwise materially not as described, and we are unable to remedy the problem, in accordance with Section 14. You must describe the problem to us so that we can investigate it.
• Failure of delivery. Where access is not granted following successful payment and we are unable to enable it, in accordance with Section 11.
• Duplicate or erroneous charges. Where you have been charged more than once for the same purchase, or charged in error.
• Valid withdrawal. Where you have withdrawn from the contract in accordance with Section 12.3.
• Where required by law. Where the mandatory consumer protection law of your country of residence gives you a right to a refund that these Terms cannot exclude, including under the Australian Consumer Law as described in Section 14.4.

To request a refund, write to hello@influglow.com from the email address associated with your Account, describing the problem and, where relevant, the steps you have already taken. We will respond within fourteen days.

Approved refunds are made to the original payment method. Where a refund is made in respect of an Installment Plan, we refund the installments already taken and cancel the remaining scheduled payments. Currency conversion differences, foreign transaction fees, and other charges applied by your bank are not within our control and are not reimbursed by us.

14. Conformity, defects, and complaints

14.1 Our obligation

We are under a legal duty to supply Services that conform with the contract. The Course Materials must correspond to their description, be fit for the purposes for which digital content of the same type is normally used, and be supplied with the functionality, compatibility, accessibility, and other features described on the Site.

14.2 Your remedies as a Consumer in the European Union or the European Economic Area

If the Services are not in conformity with the contract, you are entitled under Directive (EU) 2019/770 as implemented in your country to have them brought into conformity, and, where that is not possible or where we fail to do so within a reasonable time and without significant inconvenience to you, to a proportionate price reduction or to termination of the contract with a refund. Our liability for lack of conformity extends throughout the Access Period.

14.3 Your remedies as a Consumer in the United Kingdom

If you are a Consumer in the United Kingdom, the Consumer Rights Act 2015 gives you rights in respect of digital content that is not of satisfactory quality, not fit for a particular purpose made known to us, or not as described. These include the right to a repair or replacement and, where that is not possible, to a price reduction or refund. Nothing in these Terms affects those rights.

14.4 Consumers in Australia

If you are a Consumer in Australia, our Services come with guarantees that cannot be excluded under the Australian Consumer Law. You are entitled to a replacement or refund for a major failure and to compensation for any other reasonably foreseeable loss or damage. You are also entitled to have the Services remedied if they are not of acceptable quality and the failure does not amount to a major failure. Nothing in these Terms operates to exclude, restrict, or modify those guarantees.

14.5 Other jurisdictions

Where the mandatory consumer protection law of your country of residence gives you rights that cannot be excluded or limited by contract, those rights apply in addition to these Terms and are not affected by them.

14.6 How to complain

Complaints should be sent to hello@influglow.com. Please include your Account email address, a description of the problem, the date on which it arose, and, where relevant, screenshots or details of the device and browser you were using.

We acknowledge complaints promptly and respond substantively within fourteen days of receipt. Where a complaint requires investigation that cannot reasonably be completed within that period, we will tell you so, explain why, and give you a date by which you will receive our response.

15. License and permitted use

15.1 License granted

Subject to your compliance with these Terms and to payment in full of the amounts due, we grant you a limited, personal, non-exclusive, non-transferable, non-sublicensable, revocable license to access and view the Course Materials for your own personal, non-commercial educational purposes for the duration of the Access Period.

This is a license to access, not a sale. No ownership of the Course Materials or of any intellectual property in them passes to you.

15.2 Restrictions

You must not, and must not permit or assist any other person to:

• share your Account credentials, or allow any other person to access the Course Materials through your Account;
• record, capture, screen record, download, copy, extract, scrape, transcribe, or otherwise reproduce the Course Materials or any part of them by any means;
• distribute, publish, broadcast, upload, share, sell, rent, lend, sublicense, or otherwise make the Course Materials available to any third party;
• reproduce or paraphrase the Course Materials in whole or in substantial part in your own content, whether or not attributed;
• use the Course Materials, or any data derived from them, to develop, train, fine tune, evaluate, or improve any artificial intelligence or machine learning model, or to create any dataset for those purposes;
• use the Course Materials to create, develop, or market any course, program, guide, workshop, coaching offering, or other product that competes with the Services;
• circumvent, disable, or interfere with any access control, authentication mechanism, expiring link, rate limit, or other technical measure protecting the Services;
• access the Services by automated means, including bots, scrapers, and headless browsers;
• interfere with the operation, security, or availability of the Site or the Services, or attempt to gain unauthorized access to any part of them; or
• use the Services for any unlawful purpose or in breach of any applicable law.

15.3 Consequences of breach

Breach of Section 5.3 or Section 15.2 is a material breach of these Terms. Where we establish such a breach, we may terminate your Account and your access to the Services immediately and without refund of any amount paid. We may also pursue any other remedy available to us at law, including recovery of losses and injunctive relief.

Before terminating on this basis we will notify you at the email address associated with your Account, state the conduct concerned, and give you a reasonable opportunity to respond, unless the breach is flagrant, unless immediate action is necessary to prevent ongoing harm, or unless doing so would prejudice an investigation.

15.4 Reservation

All rights not expressly granted in Section 15.1 are reserved to us.

16. Intellectual property

All intellectual property rights in the Site, the Course Materials, and the influglow name, logo, and branding are owned by us or licensed to us. This includes copyright in the audio recordings, scripts, written materials, guides, comparison tables, data compilations, graphics, and design.

Nothing in these Terms transfers any intellectual property right to you.

Where the Course Materials refer to third-party platforms, tools, or brands, those names and marks remain the property of their respective owners. Their use is for identification and comparison only and does not imply any affiliation, sponsorship, partnership, or endorsement in either direction.

17. Community

We may make available one or more community spaces associated with the Services, hosted on third-party platforms including Instagram, Facebook, and Discord.

Participation in any such community is optional, is provided as a complimentary addition, and does not form part of the Course Materials or of the Services for which you have paid. The availability, continuation, format, and hosting platform of any community are entirely at our discretion, and we may change, suspend, or discontinue any community at any time. Its unavailability does not constitute a failure to supply the Services and does not give rise to any refund or price reduction.

Where you participate:

• you must comply with the terms of service of the platform on which the community is hosted, and your relationship with that platform is governed by its own terms and privacy policy;
• you are responsible for anything you post, and you must not post content that is unlawful, defamatory, harassing, discriminatory, sexually explicit, deceptive, or that infringes the rights of others;
• you must not post any part of the Course Materials, share Account credentials, or advertise, recruit, or solicit other participants for any commercial purpose without our prior written permission;
• you grant us a non-exclusive, royalty-free license to host, display, and moderate the content you post within the community for the purpose of operating it; and
• we may remove content and remove or block participants at our discretion, without notice, where we consider that this provision has been breached.

We do not endorse, verify, or take responsibility for statements made by other participants. Information shared by other participants is not our advice and should not be relied upon as such.

18. Changes to the Services and the Course Materials

We may correct, update, replace, reorganize, or remove individual lessons and materials during your Access Period, for the following reasons: to correct errors or inaccuracies, to reflect changes in the platforms, tools, fees, or practices described in the Course Materials, to comply with legal or regulatory requirements, to respond to a change in the third-party services on which the Services depend, or to improve the quality, security, or accessibility of the Services.

Any such change will be made at no additional cost to you.

Where a change would negatively affect your access to, or use of, the Course Materials other than to a minor extent, we will inform you by email at least thirty days in advance, describing the change, the date on which it takes effect, and your right to terminate. In that case you may terminate the contract free of charge within thirty days of receiving that notice, or within thirty days of the change taking effect if later, and we will refund you a proportionate share of the amount you have paid for the remaining part of the Access Period. This right does not apply where we make the affected material available to you without additional cost and without a reduction in the quality of your access.

The Course Materials describe third-party platforms, tools, fees, and practices as at the date of recording or publication. We do not undertake to keep the Course Materials current, and we make no commitment to update them during your Access Period. Section 21 applies to information of that kind.

19. Availability and support

19.1 Availability

We aim to keep the Services available at all times but we do not guarantee uninterrupted or error-free availability. The Services may be unavailable during planned maintenance, during emergency maintenance, or as a result of failures in third-party infrastructure on which we rely, including our hosting, storage, authentication, and payment providers. We will give advance notice of planned maintenance where reasonably practicable.

Temporary unavailability does not extend the Access Period, except where it is prolonged or repeated to an extent that materially deprives you of the benefit of the Services, in which case Section 14 applies.

19.2 Support

We provide support by email at hello@influglow.com in relation to technical problems affecting your access to the Services only. This includes sign-in problems, payment and access provisioning issues, and audio playback failures.

Support does not extend to questions about the substance of the Course Materials, to advice on your own content, strategy, business, platforms, contracts, or monetization, or to any form of coaching, review, or personalized guidance. We are not obliged to answer requests of that kind.

We aim to respond to technical support requests within five business days. Support is provided in English.

20. No guarantee of results

We make no representation, warranty, promise, or guarantee of any kind as to the results you will achieve from the Services.

In particular:

• We do not promise, project, estimate, or guarantee any level of income, earnings, revenue, profit, sponsorship, brand deal, commercial opportunity, audience growth, follower count, engagement, reach, or any other outcome.
• We do not state or imply that any particular result is typical, average, achievable, or likely.
• Nothing on the Site, in the Course Materials, in any community space, or in any marketing material constitutes an earnings claim or a performance guarantee, and nothing of that kind should be inferred from any example, illustration, case study, or figure used for teaching purposes.
• Any illustrative figures used in the Course Materials are provided to explain how a mechanism works and are not a prediction of your results.

Your results depend on factors outside our knowledge and control, including your own skill, effort, consistency, judgment, existing audience, chosen niche, market conditions, timing, and the policies and algorithms of third-party platforms. Many creators earn nothing. You accept full responsibility for your own decisions and outcomes and you agree that you are not relying on any promise of results in purchasing the Services.

21. No professional advice, and third-party information

21.1 Educational purpose only

The Services are provided for general educational and informational purposes only. They do not constitute, and must not be relied upon as, financial, investment, tax, accounting, legal, employment, or other professional advice, and no professional relationship is created between us by your purchase or use of the Services.

The Course Materials, including The Money Map and the monetization sections of the main course, contain general information about platform fees, commission rates, payout structures, and monetization mechanisms. That information is descriptive and comparative. It is not a recommendation to use any particular platform, tool, or approach, and it does not take account of your circumstances, your tax position, or the law of your country.

You should obtain independent professional advice, appropriate to your own circumstances and jurisdiction, before making any financial, tax, contractual, or business decision.

21.2 Third-party information

Information about third-party platforms and tools, including fees, commission rates, payout thresholds, eligibility requirements, features, and pricing, is compiled from publicly available sources as at the date of publication and is subject to change without notice by the operators of those services.

We do not warrant that any such information is accurate, complete, or current, and you must verify it directly with the relevant provider before relying on it. We are not responsible for any loss arising from your reliance on third-party information contained in the Course Materials.

21.3 Third-party services

We are not affiliated with, and we are not an agent, partner, or representative of, any third-party platform or tool referred to in the Course Materials. Your use of any such service is governed by the agreement between you and that provider, and we have no responsibility for it. We do not receive any commission, referral fee, or other payment in connection with the comparisons contained in The Money Map or The AI Toolkit.

22. Your obligations

You agree that you will:

• comply with these Terms and with all laws applicable to your use of the Services;
• provide accurate information when registering and purchasing;
• comply with the terms of the third-party platforms you use, including their policies on disclosure, advertising, and sponsored content; and
• comply with the advertising and consumer protection law applicable to you, including any obligation to disclose commercial relationships in the content you publish.

Compliance with the rules of the platforms you use and with the law applicable to your own activity is your responsibility and not ours.

23. Suspension and termination

23.1 Termination by us

We may suspend or terminate your Account and your access to the Services with immediate effect where:

• you are in material breach of these Terms, including Sections 5.3, 15.2, and 17;
• a payment due under the Installment Plan is not made, in accordance with Section 9.3;
• you raise a chargeback, in accordance with Section 9.4;
• we are required to do so by law or by a competent authority; or
• we reasonably suspect fraud, unlawful conduct, or conduct that threatens the security or integrity of the Services.

Where we terminate for a reason attributable to you, no refund is due. Where we terminate for a reason not attributable to you, we will refund a proportionate share of the amount you have paid for the remaining part of the Access Period.

23.2 Termination by you

You may stop using the Services at any time and may request deletion of your Account in accordance with our Privacy Policy. Voluntary termination does not entitle you to a refund, except where Section 12, Section 13, Section 14, or Section 18 applies.

23.3 Withdrawal of the Services

We may cease to offer the Services generally. If we do so, we will continue to provide access to existing customers for the remainder of their Access Period, or, where that is not reasonably possible, refund a proportionate share of the amount paid for the remaining part of that period.

23.4 Effect of termination

On termination, the license granted in Section 15.1 ends immediately and you must cease all use of the Course Materials. Sections 14, 15.2, 15.4, 16, 20, 21, 24, 25, 28, and 29 survive termination.

24. Limitation of liability

24.1 What we do not exclude

Nothing in these Terms excludes or limits our liability for:

• death or personal injury caused by our negligence;
• fraud or fraudulent misrepresentation;
• intentional misconduct or gross negligence;
• any liability under mandatory consumer protection law that cannot lawfully be excluded or limited, including the rights described in Section 14; or
• any other liability that cannot lawfully be excluded or limited.

24.2 What we do exclude

Subject to Section 24.1, we are not liable for:

• loss of profit, loss of revenue, loss of business, loss of anticipated savings, loss of opportunity, loss of goodwill, or loss of reputation;
• any loss arising from a decision you make in reliance on the Course Materials, or from the outcome of any content, business, or commercial activity you undertake;
• any act, omission, policy change, algorithm change, fee change, account suspension, demonetization, or termination by any third-party platform;
• any loss arising from the inaccuracy or obsolescence of third-party information, as described in Section 21.2;
• any loss arising from your breach of a third-party platform's terms or of any applicable law; or
• any indirect or consequential loss.

24.3 Cap

Subject to Section 24.1, our total liability to you in connection with the Services, whether arising in contract, tort including negligence, breach of statutory duty, or otherwise, is limited in aggregate to the total amount you have actually paid to us in the twelve months preceding the event giving rise to the claim.

24.4 Foreseeability

We are liable only for loss that is a foreseeable consequence of our breach. Loss is foreseeable if it is obvious that it will happen, or if, at the time the contract was made, both we and you knew it might happen.

25. Indemnity

You agree to indemnify us against any claim, demand, loss, liability, cost, or expense, including reasonable legal fees, brought by a third party and arising from your breach of Section 15.2, your unlawful use of the Services, or content you publish in reliance on the Course Materials in breach of applicable law or of a third-party platform's terms.

This Section does not apply where you are a Consumer and the claim arises other than from your own intentional or negligent conduct, and it does not limit any right you have under mandatory consumer protection law.

26. Force majeure

We are not liable for any failure or delay in performing our obligations under these Terms where that failure or delay results from an event beyond our reasonable control, including failure of internet, hosting, storage, authentication, or payment infrastructure, cyber attack, act of government, natural disaster, epidemic, armed conflict, or civil disturbance.

Where such an event prevents us from providing the Services for a continuous period exceeding thirty days, either party may terminate the contract, and we will refund a proportionate share of the amount you have paid for the remaining part of the Access Period.

27. Changes to these Terms

We may amend these Terms from time to time, including to reflect changes in our Services, our pricing, our providers, or applicable law.

The version of these Terms in force at the time you place an Order governs that Order. We will not apply an amended version retrospectively to a contract already concluded, except where the amendment is required by law or where it is favorable to you.

Where we amend these Terms in a way that affects an ongoing contract, we will notify registered users by email at least thirty days before the change takes effect, and you may terminate the contract free of charge before that date, in which case we will refund a proportionate share of the amount you have paid for the remaining part of the Access Period.

The date at the top of this document indicates when these Terms were last revised.

28. Governing law and jurisdiction

These Terms and any contract formed under them are governed by the law of Poland.

This choice of law does not deprive you, as a Consumer, of the protection afforded to you by the mandatory provisions of the law of the country in which you are habitually resident. Where the mandatory consumer protection law of your country gives you greater protection than Polish law, that protection continues to apply to you.

If you are a Consumer resident in the European Union, you may bring proceedings against us in the courts of the country in which you are resident or in the courts of Poland, and we may bring proceedings against you only in the courts of the country in which you are resident. If you are a Consumer resident in the United Kingdom, you may bring proceedings in the courts of the United Kingdom or of Poland. Consumers resident elsewhere retain any right to bring proceedings in their country of residence that is conferred by the mandatory law of that country.

The United Nations Convention on Contracts for the International Sale of Goods does not apply to these Terms.

29. Dispute resolution

If you have a complaint, we ask that you contact us first at hello@influglow.com so that we may attempt to resolve it directly, in accordance with Section 14.6. Most issues can be resolved this way.

Alternative dispute resolution. We are not obliged to use, and we do not undertake to participate in, any alternative dispute resolution procedure before a consumer dispute resolution body. This does not affect your right to bring a complaint before any competent body or court, or to seek assistance from a consumer protection organization in your country. Consumers resident in the European Union may obtain information about dispute resolution bodies in their country from the European Commission's consumer redress pages, and may seek assistance from the European Consumer Centres Network.

Nothing in this Section restricts your right to bring proceedings in accordance with Section 28.

30. General

Assignment. You may not assign or transfer your rights under these Terms. We may assign or transfer our rights and obligations to a third party, provided this does not reduce the protections afforded to you under these Terms. We will notify you if this occurs.

Severability. If any provision of these Terms is held to be invalid, unlawful, or unenforceable, that provision is severed and the remaining provisions continue in full force.

No waiver. A failure or delay by us in enforcing any provision of these Terms does not constitute a waiver of that provision or of any other.

Entire agreement. These Terms, together with our Privacy Policy and the details of your Order, constitute the entire agreement between you and us in relation to the Services and supersede any prior statement or representation. Nothing in this provision limits your rights in respect of any fraudulent misrepresentation.

No third-party rights. No person other than you and us has any right to enforce these Terms.

Language. These Terms are made available in English, and English is the language of the contract between us and of all communication in relation to it. Any translation is provided for convenience only, and in the event of any discrepancy the English version prevails.

Notices. Notices to you are sent to the email address associated with your Account and are deemed received on the day they are sent. Notices to us must be sent to hello@influglow.com.

31. Contact

mDev Mikołaj Sobieszczański Pl. Solny 14 lok. 3 50-062 Wrocław Poland hello@influglow.com

Annex: Model withdrawal form

Complete and return this form only if you wish to withdraw from the contract and have not lost your right to do so under Section 12.2.

To: mDev Mikołaj Sobieszczański, Pl. Solny 14 lok. 3, 50-062 Wrocław, Poland, hello@influglow.com

I hereby give notice that I withdraw from my contract for the supply of the following digital content:

Description of the Services ordered: ...........................................

Date of order: ...........................................

Name of consumer: ...........................................

Address of consumer: ...........................................

Email address used to place the order: ...........................................

Signature of consumer (only if this form is notified on paper): ...........................................

Date: ...........................................